Option to Purchase

It’s a low deposit option where you pay 45% of the yacht’s selling price upfront, we operate the boat in the charter fleet, and you enjoy owner use and zero operating costs during the programme term—but you do not receive monthly income. At the end of the contract there is an optional 20% title payment or the option to take a 20% cash buyback to close the contract and simply walk away.​

With Guaranteed Income, you buy the yacht at the start and receive income for its use in the charter fleet.

With the Option to Purchase, you pay only the 45% joining payment at the start and the income is retained by us to reduce the title payment at end of contract to just 20%.

The Option to Purchase programme is only offered on select models and at specific Moorings bases; exact availability depends on fleet planning, so an Ownership Advisor will confirm which of our current sail and power models and which destinations qualify at the time you inquire.

You enroll by paying 45% of the yacht’s retail price at the start of the programme; this covers your share of the purchase while we retain operational control during the contract.

No. Under Option to Purchase you do not receive monthly income from charter activity; your financial return is realized through either acquiring the yacht for an additional 20% at the end, or taking the 20% guaranteed buy‑back payment instead.

Yes. While the yacht is in the programme, we cover maintenance, dockage, insurance, and standard repairs, so you don’t receive operating bills for the boat during the contract period.

You and your immediate family can enjoy up to 12 weeks of usage per year, similar to the Guaranteed Income programme, using either your own yacht or equivalent sister ships in the fleet.

Yes. You can book equivalent sister ships from both The Moorings and Sunsail and also choose to upgrade to larger models, sailing from worldwide bases instead of being limited to your boat’s home base.

Your owner time covers the yacht itself; during your trips you typically only pay for personal trip expenses such as fuel, provisioning, optional equipment, and any hired skipper or crew, just as with regular Moorings ownership usage.

At programme completion you choose between:

Declining title and receiving a guaranteed 20% cash buy‑back payment, ending your ownership.

OR

Paying an additional 20% of the yacht’s retail price to take full title, after which you may keep or sell the yacht through Moorings Brokerage to realize the market value.

Before handover, your yacht goes through our phase‑out maintenance process, a comprehensive technical and cosmetic review designed to deliver the boat in solid post‑charter condition for private cruising or resale. You will have the option for an independent survey ahead of the handover.

Yes. Once you’ve paid the final 20% and taken title, you’re free to keep the yacht for personal use, bring her home, or work with Moorings Brokerage or another broker to list and sell her on the open market.

This structure suits buyers who want lower upfront cost than a traditional purchase, no monthly operating expenses, and the flexibility to decide later whether they want to own the yacht long‑term or exit cleanly with a known cash amount.

The programme is available to anyone with the 45% deposit capital, but only at specific bases on selected models; availability can change with fleet needs, so it’s important to speak with an Ownership Advisor to match your preferred yacht and purchase timing with current Option to Purchase openings.